Loan Officer Salary in San Jose, CA
2024 BLS OEWS Data · Finance · COL Index: 195.8
$81,990
Median Salary
$103,360
Mean Salary
$41,874
COL-Adjusted
1,480
Employment
Salary Distribution
Percentile Breakdown
| Percentile | Salary | COL-Adjusted |
|---|---|---|
| 10th Percentile (Entry Level) | $42,180 | $21,542 |
| 25th Percentile | $66,180 | $33,800 |
| 50th Percentile (Median) | $81,990 | $41,874 |
| 75th Percentile | $126,480 | $64,597 |
| 90th Percentile (Top Earners) | $164,630 | $84,081 |
What Drives the Range
The $122,450 spread between the 10th and 90th percentiles for Loan Officer positions in San Jose, CA reflects several factors. Entry-level professionals and those in smaller organizations typically fall in the lower quartiles, while senior specialists, those with in-demand certifications, and employees at large enterprises command salaries in the upper percentiles.
San Jose, CA's cost-of-living index of 195.8 means that a $81,990 median salary here has the same purchasing power as $41,874 in an average-cost U.S. city. Despite the higher cost of living, this metro area offers a deep talent pool and typically higher total compensation when including equity and bonuses.